Guaranty Bank and Trust Company
  • Denver, CO, USA
  • $16.08-$27.15
  • Hourly
  • Full Time

Eligible for our Full Benefits Package including Medical, Dental, Vision, 401k and Paid Time Off!


Summary of Job Responsibilities:

Maintains awareness, understanding and compliance with Guaranty Bank and Trust's "Code of Ethics", internal policies and procedures, laws and regulations, that are appropriate for his/her position.

This position is responsible for the processing of incoming and outgoing ACH activities. These functions include but are not limited to: managing origination customers in multiple systems, managing all ACH Risk controls and reviewing and processing ACH transactions.  This position will also participate in training of staff in various departments on ACH.

Required Qualifications [Knowledge (Education), Skills and Abilities (KSAs)]:

  • High school education or equivalent.
  • 3-5 years of back office Banking or ACH experience.
  • Maintains a ACH Certification or ACH Accredited Professional (AAP) Certification
  • Working knowledge of ACH.
  • Demonstrated aptitude for accuracy with numbers.
  • Strong communication skills.
  • Typing and basic computer experience.
  • Good decision-making skills.

Essential Duties:

Employees are held accountable for all duties of the job. Individuals must be able to perform these duties with or without reasonable accommodations.

 

  • Demonstrates core values and guiding principles as outlined in the Bank's identity statement.
  • Ensures that all activities and work functions meet compliance requirements as defined in company policies and procedures and state/federal laws and regulations.
  • Review and correct incoming ACH transaction Exceptions.
  • ACH Stop Payments:
    • Review and verify ACH Stop Payments added to system
    • Manage ACH Stop Payment Forms
    • Review ACH Stop Payment Suspects
  • Receive and process incoming Returns, ACH Notifications of Change and send customer EDI files.
  • ACH Origination:
    • Maintain existing ACH Originator Database
    • Set up new Origination customers
    • Process ACH Annual Reviews
    • Update Originator limits
    • Process ACH Origination Files from OLB and FTP
    • Process ACH Prefunding
    • Clear origination Exceptions with proper approvals
    • Maintain Originator Files
    • Scan Origination documents to Allview
  • Audit of ACH Originator files periodically.
  • Provide support for internal and external customers.
  • Maintain Policies and Procedures specific to ACH.
  • Primary contact for ACH Audits.
  • Participate in the completion of the ACH Risk Assessment annually.
  • Provide Billing information monthly to collect fees from customers.

 Non-Essential Duties:

  • Assists various positions within the department as appropriate.
  • Performs other duties as assigned.

Consequences of Errors:  Errors may have a significant adverse effect on relationships with customers, other departments of the bank, or regulatory authorities.  Errors could also cause significant dollar losses due to the high volume and high dollar amounts processed on a daily basis.

Contact with Others:  Unlimited contact with customers and employees both in person and on the telephone.  Must display quality of service showing courtesy, tact, and discretion at all times.  Maintains a positive demeanor and displays excellence in service, keeping the banks image in mind at all times.

Physical Requirements:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

  • Ability to lift 50 lbs.
  • Ability to sit for long periods of time.

 The above statements are intended to describe the general nature and level of work being performed.  This job description should not be construed to imply that these requirements (job responsibilities and KSAs) are the exclusive standards of the position.  Incumbents may be required to follow other instructions, and to perform other duties, and obtain other KSAs that may be required of the position.

Guaranty Bank and Trust Company
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